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View Long Term Care Information and Costs in Your State

The first step in planning for long term care is learning about it and knowing your options. Click on the map to check LTC costs and relevant information in your area.

Long Term Care Statistics

Cost of Care Today

Did you know that nearly 70% of Americans age 65 and above will need long term care services at some point in their lives?

Get a glimpse of the current LTC scenario in the United States through these important statistics

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Cost of Care Today

Cost of Care Today

The cost of long term care services varies per state. But one thing they have in common is that they steadily climb annually.

See how the rising cost of care will affect your retirement, and why it's important to plan.

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Long-Term Care Basics

If there’s one thing your retirement plan should have, that would be a strategy for long-term care. Start here if you've only just heard LTC and learn what long-term care is, why you need to plan for it, how you can pay for services, and the process involved in LTC planning.

At a Glance: LTC Essentials You Need to Know

What is Long Term Care?

Long-term care refers to the services and support a person needs due to disability, illness, or decreased agility. LTC is involved mostly in custodial care or assistance needed in performing Activities of Daily Living (ADL) such as walking, dressing up, and transferring.

Why you Need to Plan?

You need to prepare because the cost of long-term care is ever increasing and can easily cause your finances to crumble. The average cost of different care services in the US are as follows:

  • Homemaker Services - $20 (hourly rate)
  • Home Health Aide Services - $20 (hourly rate)
  • Adult Day Health Care - $69 (daily rate)
  • Assisted Living Facility - $3,600 (monthly rate)
  • Nursing Home Care (semi-private room) - $220 (daily rate)
  • Nursing Home Care (private room) - $250 (daily rate)

Apart from the cost, current statistics show that the need for long-term care is greater than what we would like to think. Seven out of 10 individuals who are 65 years and older will need long-term care, while 41 percent of those between the age of 18 and 64 will also require care.

Free Quotes

When it comes to buying long-term care insurance, comparison shopping is key. If you’re looking for the most suitable LTC coverage for your needs, you don’t need to go further. With just a few clicks and answering a simple form, you can receive free personalized quotes for insurance solutions from the major providers in your location.

QUICK TIP: Requesting for no-obligation LTC insurance quotes is a smart way to shop around. When you look at different cost estimates from different providers, make sure that your making an apples-to-apples comparison so that you can decide which offer works best for you.

Life Advice

Living good is not just about being wealthy, it’s about having harmony in important areas of your life. In this section, you can browse our collection of articles that contain helpful advice on health, retirement, finances and insurance.

  • retirement planning for 50 year-olds


    Retirement Planning Guide Based on Age: What to Do During your 50s

    Posted at December 13, 2014

    With 10 to 15 years before you enter retirement, your 50s is the time to further grow your nest-egg and know for certain whether you’re on track or not.

  • 5 Reasons You Should Prepare for Retirement Now - Thumbnail


    Infographic: 5 Reasons You Should Prepare for Retirement Now

    Posted at November 26, 2014

    Even though you still have many years left before you retire, taking steps as early as today will secure your financial freedom in the future.

  • walking with baby


    6 Must-Have Insurance Policies

    Posted at October 21, 2014

    With the different types of insurance policies offered in the market today, it can be challenging to determine which are essential to have and which you can do without. Here’s a list of insurance policies that protect your most important assets

  • baby boomer bikes


    Baby Boomers and the Long-Term Care Scenario

    Posted at October 13, 2014

    Now that baby boomers are aging and approaching retirement, it is expected that they will dramatically impact the state of long term care in the country.

  • Happy Family


    How to Determine If You Need Long-Term Care Insurance

    Posted at September 29, 2014

    “Do I actually need long term care insurance?” There are certain areas of your life that you can look into to determine if you actually need to purchase a policy or not.